Comparative analysis of Russian crowdlending platforms

Authors

DOI:

https://doi.org/10.52957/27821927_2021_4_36

Keywords:

crowdlending, investment platforms, Bank of Russia, crowdinvesting

Abstract

The study summarizes the main findings from the analysis of the leading Russian crowdfunding platforms in a three-year time interval. The purpose of the study is to identify the features of functioning of the largest Russian investment platforms in the p2b lending segment. The paper highlights the specifics of the p2b market in Russia and the factors of attractiveness of crowdlending for borrowers and investors. The p2b market in Russia is at the stage of initial institutionalization; the paper provides practical recommendations aimed at increasing the security and transparency of financial transactions done through investment platforms

References

Laptev, A. (2018). Borrowing from a neighbor. Will peer-to-peer lending be able to win back the market from banks? Retrieved from: https://www.forbes.ru/finansy-i-investicii/365179-vzaymy-u-soseda-smozhet-li-vzaimnoe-kreditovanie-otvoevat-rynok-u-bankov (in Russian).

Bank of Russia. (2021). Registry of investment platform operators. Retrieved from: https://cbr.ru/vfs/registers/infr/list_invest_platform_op.xlsx (in Russian).

Salnikova, K. V., & Permyakov, R. V. (2021). Analytical overview of the crowdfunding and crowdlanding market in Russia. Vestnik Evraziiskoi nauki, 13(2), 20. Retrieved from: https://esj.today/PDF/23ECVN221.pdf (free access) (in Russian).

Bank of Russia. (2018). The volume of the crowdfunding market doubled in 2017. Retrieved from: https://cbr.ru/press/event/?id=1902 (in Russian).

Savalei, V. V. (2021). Development of alternative forms of financing for projects using digital technologies. Territoriya novykh vozmozhnostei. Vestnik Vladivostokskogo gosudarstvennogo universiteta ekonomiki i servisa, 13(1), 45-61 (in Russian).

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Published

2021-12-25

How to Cite

Shkiotov, S. V., Markin, M. I., & Berkovich, M. I. (2021). Comparative analysis of Russian crowdlending platforms. JOURNAL OF REGIONAL AND INTERNATIONAL COMPETITIVENESS, 5(4), 36-43. https://doi.org/10.52957/27821927_2021_4_36

Issue

No. 4 (2021): JOURNAL OF REGIONAL AND INTERNATIONAL COMPETITIVENESS

Section

COMPETITIVENESS IN THE EMPIRICAL RESEARCH

License

Copyright (c) 2021 Sergei V. Shkiotov, Maksim I. Markin, Margarita I. Berkovich

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.